- The loan period will be for three or six months.
- The loan amount will be maximum of Rs. 100,000/-
- A person having daily income will be admissible for D.L.S.
- The borrower must have saving account with Amaratm Nidhi Limited.
- The loan will be paid back by daily installments
Micro Finance Loan
Microfinance is a source of financial services for entrepreneurs and small businesses lacking
access to banking and related services. The two main mechanisms for the delivery of
financial services to such clients are.
relationship-based banking for individual entrepreneurs and small businesses; and
group-based models, where several entrepreneurs come together to apply for loans and other
services as a group.
For some, microfinance is a movement whose object is "a world in which as many poor and
near-poor households as possible have permanent access to an appropriate range of high
quality financial services, including not just credit but also savings, insurance, and fund
transfers. For others, microfinance is a way to promote economic development, employment and
growth through the support of micro-entrepreneurs and small businesses.
Locker
Extension of Safe Deposit Locker/ Safe Custody Articles facilities to the customers play a
pivotal role in meeting the growing demands of the customers, expanding the customer base
and augmenting the non-interest income of the company