Fixed Deposit

About Us

A fixed deposit is a financial instrument where a member gets assured ROI. It is an investment opportunity provided by Amaratm Nidhi Limited with the benefits of higher rate of interest than a Normal Saving Account.


Fixed Deposit Features & Benefits:-

  • Attractive and assured Return.
  • Impeccable services.
  • A wide range of deposit products to choose.

Fixed Deposit Plan

Rs. As per investment of Rs.10,000/-

Tenure RATE OF interest Maturity RATE OF interest senior citizen Maturity
12 Months 8.50% 10850/- 9% 10900/-
24 Months 9% 11881/- 9.50% 11990/-
36 Months 9.50% 13129/- 10% 13310/-
48 Months 10.50% 14909/- 11% 15181/-
60 Months 11% 16851/- 11.50.% 17234/-

Terms & Conditions :-

  • It is mandatory to be a member in the company.
  • Minimum FD would be of Rs.1000 and further in multiple of Rs. 1000.
  • Interest calculation yearly compound.
  • Loan available against deposits up to 70% of deposited amount.
  • In case of death of a depositor, the company will repay to nominee or beneficiary the principal & interest, at which it was accepted.